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Find the best online Blackjack casinos in the USA with us! All of our recommended casinos offer players a wide variety of top Baccarat games, as well as amazing casino bonuses and promotions. Our complete Baccarat guide will teach new players everything they need to know, whether you just want to know the basics of how to play Baccarat or are looking for some more advanced tips and strategies. Sign up at one of our recommended online casinos and start playing online Baccarat today!

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How to play Baccarat Online

Baccarat is a very simple and easy game to learn how to play. In many ways, it is quite similar to Blackjack, but with a few key differences. For starters, the goal is to get 9, not 21. More importantly, though, most versions of Baccarat have rules that determine whether the player or dealer gets additional cards.

Below is a step-by-step guide on how to play Baccarat online.

  • Step 1 – Sign up at one of our shortlisted Baccarat casino sites and deposit funds into your account.
  • Step 2 – Choose one of the available Baccarat games offered by the casino.
  • Step 3 – Decide how much money you want to bet and choose whether to bet on the Banker or the Player
  • Step 4 – The Player and Banker will be dealt two cards, and the value of the hand will be determined.
  • Step 5 – If a hand is valued between 0 and 5, you will receive a third card.
  • Step 6 – If the hand is valued between 6 and 9, you will not receive additional cards.

Basic Overview of Baccarat

As we mentioned, the game shares some similarities with Blackjack. There are three main versions of the game that are most common at online casinos. These include Punto Banco, Chemin de Fer, and Banque. Punto Banco is probably the most popular version here in the United States.

The goal of Baccarat is to build a hand with a value of 9. However, exceeding this value doesn’t mean you immediately lose. If your hand’s value exceeds nine, the first digit is dropped. For example, if your hand is valued at 15, its actual value is 5.

Real Money Baccarat Online

There are three different bets you can make in Baccarat. You can bet on the player’s hand to win, the banker’s hand to win, or a tie. Tie bets have the best payout, but they are very rare. We don’t recommend making these bets often, or at all. It’s better to be on the player or banker.

The best odds are betting on the Banker’s hand. You have a slightly better chance of winning. However, to off set this a bit, you do need to pay a small commission on any winnings made while betting on the Banker. Commission varies between online casinos, but it is normally around 5%.

The Rules of Baccarat

The rules of Baccarat can seem quite complicated at first, but the good news is that the online games take care of everything for you. The card values are as follows:

  • 2 – 9: Cards have their face value
  • 10, Jack, Queen, King: Cards are valued at 0
  • Ace: Aces are valued at 1

The rules of the game are largely dependent on what the value of the player’s hand is. If the player’s third card is valued at:

  • 9, 10, or Ace – The banker draws if their hand is valued between 0-3, and stands if valued between 4-7.
  • 8 – The banker draws if their hand is valued between 0-2, and stands between 3-7
  • 6 or 7 – Banker draws when their hand is valued between 0 – 6 and stands on 7
  • 4 or 5 – Banker draws when their hand is valued between 0 – 5 and stands on 6 or 7
  • 2 or 3 – Banker draws when their hand is valued between 0 – 4, stands between 5-7

If either the player or banker’s hand is valued at 8 or 9, it is considered a natural win

How We Select Top Baccarat Casinos

Our team of experts know what to look for when choosing a top-rated casino site to play Online Baccarat at. Whenever you choose a site to gamble at, you need to make sure it is safe and secure, and can be trusted. If you’re wondering what we look for before we recommend a casino, you’ll find everything you need to know here.

Safe Casino and Trusted Games

The most important priority we have is recommending a safe casino site that players can trust. This means making sure it is properly regulated by an outside authority. In addition to this, the games need to be regulated as well to ensure the random number generator is genuinely random. This ensures the games are completely random and fair.

Fantastic Baccarat Games

The next thing we check is what the selection of Baccarat games is like. How many versions are available? Are they from reputable game suppliers? Are there any live dealer versions on offer? The games need to look great, run great, work on mobile, and give the player what they want.

Promotional Offers

We also check to make sure the casino sites offer great bonuses and promotions to their players. This includes welcome bonuses, loyalty bonuses, VIP bonuses and more. It must be noted though, often these bonuses won’t be much use for games like Baccarat. However, it is still worth claiming the bonuses and enjoy yourself.

Mobile Compatibility

Another important consideration before we can recommend a Baccarat casino is checking its compatibility with mobile devices. People love being able to play their favorite casino games wherever they are. So, we check to make sure the Baccarat games are fully optimized to work on smartphones and tablets.

Top-Notch Customer Support

Customer support is very important when it comes to online casinos. If a player ever runs into any issues, they need to be able to get in touch with support to get it solved. This is why we make sure any of our recommended sites offer fantastic support that is available 24/7.

Banking Options

Banking options are often overlooked when people are choosing their Baccarat casino sites. Players need to be able to easily and safely deposit funds into their account, as well as quickly withdraw their winnings. We make sure we only recommend sites with a good selection of trusted banking options including debit and credit cards, bank transfers, and cryptocurrencies.

Online Baccarat Tips and Tricks

Below we have a selection of tips and tricks that we think will help new players make the most out of their time with the game.

  • Before you start playing for real money, make sure you understand the basics of the game
  • Understand the different bets you can make, as well as the odds of each
  • Play for free to get comfortable with the game, before making real money wagers
  • Always play Baccarat, or any gambling game, with a clear mind. Stay away from alcohol in order to make smart betting decisions.
  • Before you start gambling, set a budget and stick to it. Do not chase your losses.
  • It is also recommended that you decide on how much you’d like to win. This stops players from losing their winnings with a streak of bad luck.
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Top Baccarat Betting Strategies

To win with Baccarat, you need to have luck on your side. This is not a game of skill, as whether you receive additional cards is largely determined by the rules of the game. This means that a good player cannot improve their odds of success. However, there are plenty of betting strategies out there that can potentially help to reduce losses and make the most of winning streaks.

Below is a small selection of some of the most popular betting strategies that players can use for Baccarat. As we said, they won’t help you win more often, but you should be able to keep more of what you win.

1-3-2-4 Strategy

This strategy requires players to increase and decrease their bets at set intervals. While no betting strategy is perfect, there have been many who have claimed that they have had great success using this strategy in Baccarat

One Sided

The One Sided Betting Strategy is one of the simplest strategies to follow and stick to. Essentially, players decide to bet on either the player or the banker. Once you have made that decision, stick with it and keep placing the same bet. Only change your bet if you lose three rounds in a row and then repeat the cycle.


This betting strategy is known as positive betting strategies. Players will decide on their initial bet and double it after winning a round. So, start small at $1 and if you win, your next bet is $2, and so on. If you lose, then you return to your original wager. After winning three rounds in a row, you return to the initial bet as well.


This is a riskier betting strategy as is not recommended, unless you have a massive bankroll. Set your initial bet. If you win, return to the initial amount again. However, if you lose, double your bet, and keep betting until you win. When you win, you’ll win back all the money you have lost. However, because you need to double your bet after each loss, you will quickly need to be betting hundreds of dollars to keep with the strategy.

Why Play Online Baccarat?

Playing Baccarat online is a great way to enjoy the game. There are many good reasons to play online, instead of a land-based casino. For starters, players get to play at their own pace, in a comfortable environment. It is also far more convenient, as you don’t need to go out to play your favorite casino games

Playing online also affords players the opportunity to play for free, instead of for real money. This allows new players to learn the game, as well as lets experienced players try out new strategies. Playing from home also lets you fully concentrate on the game, without all the noise of an actual casino. Generally speaking, the games also have a lower minimum bet than the land-based tables.

Online Baccarat FAQs

Can you play Baccarat online?

Absolutely! All top online casino sites will offer players the chance to play Baccarat online. Many gambling sites will also offer several versions of the game, including Chemin de Fer, and Punto Banco. So, sign up today at one of our recommended sites and start playing Baccarat and many more casino games online.

Can you win money playing Baccarat online?

Yes, you can. All of the top-rated gambling sites we list allow players to gamble for real money and win while playing Baccarat.

How can I win Baccarat Online?

Winning is simple, you just need to bet on whether you think the player’s hand or the banker’s hand will land up closer to 9, or if it will be a tie. Once you make your bet, the cards will be dealt and the hands totalled. If you placed the right bet, you win!

Is there a strategy to Baccarat?

Unfortunately, not. This is not a game of skill, it’s a game of luck. The rules of the game determine when additional cards are added to the hands. The most you can do as the player is make smart bets and use betting strategies to try and improve your experience.

How do I consistently win at Baccarat?

As this game requires luck, there is no way to improve your chances of winning. The best way to win consistently is to place smart bets and use a popular betting strategy to improve your experience.

What is a natural 9 in Baccarat?

A natural 9 is when the first two cards dealt to the banker or the player total 9. This is an instant win for the hand.

Can you count cards in Baccarat?

Counting cards in Baccarat is technically possible, at a land-based casino. However, at an online casino, counting cards is not really possible. The deck is completely reshuffled after each hand, making counting cards ineffective

Can I play Baccarat online for free?

Yes, you can. Pretty much all online casinos will allow players to try out most, if not all, games for free. This includes table games like Baccarat.

What is the best bet in Online Baccarat?

The best bet to make is betting that the Banker’s hand will win. The odds are a tiny bit better than betting on the Player’s hand. The worst bet is a tie, which has a very high house edge and doesn’t happen very often.

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